Hello. We're the Health Insurance Fund of Australia, but our friends call us HIF. And thanks to our affordable range of health insurance covers and our commitment to providing choice, choice and more choice, we have a growing number of friends throughout Australia and beyond. But enough about us. Why not find out more about what we can do for you? Great value private hospital insurance? Too easy. Low-cost extras health cover options? No problem! We even offer visa-compliant health cover options for international visitors to Australia. Simply visit our website to get an instant quote and choose the ideal private health insurance for your needs and budget.A NOT-FOR-PROFIT, HERE-FOR-YOU FUND.Unlike many Australian health funds, we do not have shareholders. Moreover, cash dividends are not paid directly to our fund members. Instead, we return any surpluses to our members in the form of lower premiums, increased rebates and new benefits and services. This is our way of rewarding our loyal members. We are proud to be Australia's first NoCO2 carbon neutral health fund, as certified by the Carbon Reduction Institute (CRI) since 2008.