Credit Card Acceptance and Complete Business SolutionsPayment Solutions: accept credit and debit transactions safely, reliably and profitably using MasterCard®, Visa®, PIN-secured and signature debit, American Express®, Diners®, Discover® Network, JCB® cards, TeleCheck Electronic Check Acceptance® service and gift cards.Terminals & Supplies: choose from a range of POS terminals, wireless solutions, peripherals and supplies to operate succesfully at the point-of-sale.Solutions for the Universal Commerce Revolution: integration of payment acceptance for POS/mobile/software applications, of tap and go payments, EMV, key fobs, and contactless cards with NFC can help attract new customers to your business and provide a quick, simple and secure way for them to pay. Added value technologies like OfferWise that will connect consumer e-wallets with discounts advertised through popular offer publishers, applying discounts right at a merchants retail point of sale.Gift Card Solutions: drive traffic to your business, build brand awareness, increase sales, and improve customer satisfaction with First Data(SM) Gift Card solutions.Ignite Payments Universal Commerce maintains one of the highest merchant approval rates in the industry. We offer an unparalleled set of cutting-edge products and services that enable you to optimize payment processing efficiency. We generally approve our merchant accounts in two days or less.