Many business owners produce cash-flow and profit plans for 1, 3, 5, 10 years and more; and project their income, expenditure, assets and liabilities forward; to ensure that they will be trading proftably for the forseeable future.How many of them do the same when they get home for their personal finances? And if not, why not?Holistic Financial Lifestyle Planning means that a retirement date can be calculated ahead with a high degree of accuracy, while ensuring that by that time, there are enough suitable assets and income streams put aside to comfortably last the business owner and his family until they are 100. Tax efficiency is taken into account, and rates of inflation, investment growth, deposit interest and mortgages are all reviewed annually to make sure that once a plan is agreed on and put in place, any small variations can be dealt with easily and efficiently.Any surplus funds can be provided for the beneficiaries of wills so that Inheritance Tax is kept to a minimum, and is no more than the minimum required by law.