Smartpay Holdings Limited is the listed Company trading as Smartpay ("NZX:SPY, ASX:SMP")Smartpay is Australia and New Zealand's largest independent full-service EFTPOS provider. We service over 25,000 merchants with approximately 35,000 secure and feature-rich EFTPOS terminals.In New Zealand, we are the largest direct connector of EFTPOS terminals to Paymark, the central electronic payment processing platform. We have long standing relationships with our bank partners ranging from terminal supply to fully outsourced service offerings. In Australia, we are a payment facilitator providing credit and debit card acquiring through EFTPOS terminals, challenging the traditional payments space, and delivering business owners with payment products especially built for them. At Smartpay our vision is to be the payments partner of choice by providing the best customer experience to ensure our merchants can take payments anywhere, any time, every time. We aim to add value to our customers, our people, investors and our community in everything we do.