The future of AI for financial services requires compliance at its core. At Vectari, our many years of experience in financial services, technology, and regulatory work help us understand the unique potential of modern AI to make financial services more inclusive, more responsive to customers' needs and wants, and more compliant. However, based on our in-house expertise advising the CFPB, financial services, and AI companies on regulatory requirements, we also understand that financial institutions must use AI with caution, taking the necessary measures to protect sensitive data and to safeguard against detrimental over-reliance on the model, model bias, and other risks inherent in this emerging technology.