For 105 years, Santam has been in the business of protecting South Africa's most important assets and valuables. Good and proper then. Good and proper now. Good and proper always. We are the largest general insurer in South Africa, with a market share in excess of 22.5%, providing short-term insurance products through broker networks and direct sales channels. Established in 1918, we offer personal, commercial, and corporate insurance solutions. Santam is a subsidiary of Sanlam Limited and has been listed on the Johannesburg Stock Exchange (JSE) since 1964. Apart from our South African footprint, Santam has insurance interests in Malawi, Tanzania, Uganda, Zambia and Zimbabwe. We also hold strategic investments in various companies in the insurance industry, and have two wholly-owned subsidiaries that operate under their own licences and with independent brands, namely MiWay and Centriq. Santam also partners with underwriting managers to deliver specialist and niche insurance solutions.We look beyond the facts in front of us to think about the lives that lie behind them. That's why when things go wrong, our clients know they're with the insurer that makes it right. This is the Santam way. https://www.santam.co.za