Serving Michigan Businesses and Individuals for over 20 years. We use our expertise in designing affordable, profitable employee benefit programs that support positive behavior. Our unique approach to healthcare and employee management puts us on the cutting edge as a "leader in the insurance - financial services field. We support your benefit programs with a robust Human Resource & Employee Leadership consulting and administrative program .Philosophically and fundamentally we know the only true way to lower health care costs in our businesses is through shifting our focus as we, as leaders, view and conduct ourselves with our employees. The shift is from that of a purely results oriented, to that of a behavior. we focus on the behavior needed to encourage productivity and health - and wealth. The results are much more than lower healthcare costs, we lower other insurances, increase productivity and therefore increase your company's profits.We work for you, honestly and diligently, all year round.