At Experien Financial Services our objective is to help clients develop a strategy to convert their current income and assets into wealth in retirement. We use our bespoke actuarial modelling (running thousands of investment and longevity scenarios) to interactively refine a strategy with the client, aiming to give them the outcome with the highest likelihood of success.We help clients solve the following issues and more:• How much money do they need to retire?• How should they invest their savings before retirement?• Which superannuation fund provides the investment flexibility they need, in a cost-effective manner?• Should they have an SMSF?• How do they most effectively transition to retirement?• How do they invest in retirement to ensure that their wealth lasts for as long as they live?• How do they minimise tax on their investments?• How do they maximise social security entitlements?• How do they reduce investment risk while still achieving optimal investment returns?• What should they do with their insurance payout or inheritance?• Should they buy/sell a property?• How do they balance their monthly budget?• How do they minimise the tax their dependants pay if they die?• How much is the optimal amount of insurance for their needs?• What is the most cost effective insurance solution?Experien Financial Services is a member of the Experien Insurance Services group of companies - a national firm of financial advisers with over 6,000 clients.Our founders are actuaries, conservative by nature, experts in risk and modelling, with more than 25 years of experience in superannuation. As professionals, our clients are busy looking after their patients or clients customers, are working long hours and don't have the time to look after their own financial situation. They need a trusted financial specialist to work as their concierge 24/7. We are this concierge, whether it's for insurance or your superannuation and investments planning.