National Cooperative Agriculture & Rural Development Banks Federation Ltd is the apex level organization of Agriculture & Rural Development Banks at the national level. The Federation was set up in 1960 and is administered under the Multi-State Cooperative Societies Act, 2002.The long term cooperative credit structure consists of the State Cooperative Agriculture & Rural Development Banks (SCARDBs) and Primary Cooperative Agriculture & Rural Development Banks (PCARDBs) which are affiliated to the SCARDBs. The total No. of SCARDBs are 16; of which 7 have Federal Structure, 7 have Unitary Structure and 2 have Mixed Structure (i.e. operating through PCARDBs as well as its own branches)