PayIO provides a way to use your smartphone as a Wallet or Point of Sales to carry out payments in a easy way anytime, anywhere, anyone. PayIO technology platform:PayIO Pymes app --> Reach a wider target audience and create more business opportunities <-- -> We make really easy to accept payments by turning your phone into your Point of Sale.-> Reduce transaction costs.-> Get paid in seconds-> Maximize the security of financial and personal data in every transaction. -> Generate proper digital invoices.-> Provide enterprise management and data analisis base on your transactions. PayIO Personas app --> Pay Whenever you want, Wherever you are and Whoever you desire <---> Turn your smartphone into your Wallet.-> You do not have to use cash, debit or credit cards. Make payments using your smartphone rather than to carry around physical forms of payment. -> Connect with people and make transfers faster. -> Your personal and financial data is encrypted and protected on PayIO secure servers.