Securing independent legal advice is an essential requirement for individuals looking to complete legal and banking matters – from guarantees and indirect mortgages to occupier waiver forms and deposit gifts. Without it, lenders cannot be sure clients understand the nature and potential risks of their decisions or that they are not being unduly influenced, which could lead to security being overturned by the courts.Lenders are unwilling to progress until a certificate is provided by a qualified solicitor, confirming that independent legal advice has been given. Yet the requirement for independent legal advice typically materialises towards the end of a transaction. This makes accessing expert, fast and affordable independent legal advice fundamental to avoiding delay and disruption and keeping timelines on track. Specialising in commercial and commercial property matters and the only independent legal advice provider affiliated with the National Association of Commercial Finance Brokers (NACFB), Phelan Independent understands clients' need to obtain high quality independent legal advice quickly and at a fair and fixed price. That's why we guarantee to provide expert, fast and affordable independent legal advice anywhere in the UK (where English law applies) – either via secure video conferencing technology or in-person, if required by lenders. Instruct Phelan Independent for: • A fast turnaround with advice guaranteed within 48 hours of instruction acceptance and documents being provided (usually the same working day).• Access nationally to highly qualified solicitors, committed to providing a personalised service to fulfil legal and banking requirements, with in-person meetings available at no extra cost where required.• A fixed fee starting from £195 (inclusive of VAT) with discounted rates available for multiple instructions or clients of NACFB members.