Ray Hodges Financial Group is a Dallas-based firm that focuses on two clients: - Small business owners who want to see substantial growth in their net earnings - Individuals who are planning for their best retirement. Rayfus Hodges, Jr., better known as "Ray", formally founded Ray Hodges Financial Group in 2009, though he began selling health and life insurance in 2007. He entered the financial services industry after his father died unexpectedly of kidney cancer in 2002. Soon after, his family lost the home he grew up in because they were under-insured. Ray vowed to help families so they don't experience the hardships that his family endured. Advising small business owners on ways to enhance their profits and helping individuals plan for retirement are his passions.