SMJ Teratai Sdn Bhd is a licensed full suite Money Services Business ('MSB') corporation, and an operator of a large size e-money scheme in Malaysia, governed by the Central Bank of Malaysia. We have extensive network of branches, currently we have more than 140 outlets nationwide, included Sabah and Sarawak. We provide MSB services which comprise of retail currency exchange, importation and exportation of currency notes under wholesale currency exchange, and money transfer solutions.SMJ Teratai offer MSB services via our nationwide branches, wholesale hubs, agent outlets, corporate marketing teams and mobile kiosk counters. We also have our digital channel offering e-money products and e-remittance solutions, which are available on our mobile app eWANG. We serve a diverse customer base, comprises of foreign workers, expatriates, travelers, MNCs, SMEs, domestic and overseas licensed money changers and financial institutions.