ZymPay was set up to address a gap in international remittances and cross-border payments. We developed a platform that enables the global diaspora to directly pay service providers abroad for utilities, healthcare, loan repayments, school fees and much more without transferring money. By enabling access to financial products and payment services, we help them build a better future for their families back home. ZymPay's reasonable fees and competitive exchange rates means it is often cheaper to pay a bill in this way than making a money transfer - with added single-step convenience and instant confirmation that a bill has been paid. Besides cross-border bill payments, we also offer cross-border payment collections. That is, ZymPay lets institutions collect payments from customers overseas, such as mortgages and insurance premiums. For customers, it is a single step and in many cases free. For financial institutions, it dramatically reduces the administrative burden and creates a new digital channel to market their products and services.In doing so, we aim to significantly improve the benefits of global remittances to developing countries.ZymPay, the better way, to pay your bills abroad.