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RAKBANK, also known as the National Bank of Ras Al Khaimah (P.J.S.C), is one of the oldest and most dynamic banks in the UAE. Founded in 1976, the Bank underwent a major transformation in 2001, with a shift in focus from Corporate Banking to Personal and Business Banking.Today, the Bank offers a wide range of personal and business banking services throughout its 21 branches and its portfolio of electronic banking solutions, which include Telephone and Digital Banking. It also offers Sharia-compliant personal and business banking services via its Islamic Banking unit, RAKislamic.RAKBANK is a public joint stock company, headquartered in the emirate of Ras Al Khaimah, in the UAE. Its Head Office is situated in the RAKBANK Building on Sheikh Mohammed Bin Zayed Road in Ras Al Khaimah. The Bank is 52.76% owned by the Government of Ras Al-Khaimah and its shares are publicly traded on ADX. RAKBANK is a proud member of the UAE Banking Federation (UBF) and as such, abides by the UBF stipulated, Customer Charter for all member banks. We concur with the Customer Charter to promote trust and best practices across financial services industry, providing customers with clear guidelines about the standard of service they can expect from their banks.For more information, visit www.rakbank.ae or contact the RAKBANK Call Centre on +9714 213 0000. You can also follow RAKBANK on Twitter @RAKBANKlive. Alternatively you can email us at contactus@rakbank.ae.

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BMI Bank, a subsidiary of Al Salam Bank – Bahrain, is a retail bank, registered in Bahrain and regulated by the Central Bank of Bahrain. The Bank offers its customers a complete range of innovative and unique financial products and services through its extended network of 10 branches and 28 ATMs as at the end of 2013. The Bank reported a net profit of USD 8.8 million (BD 3.3 million) for the fiscal year ended 31st December 2013, an increase of 577% as compared to 2012 which represents its second full-year of profitability as well as its tenth straight net quarter of profit. Total assets at the end of 2013 stood at USD 1.9 billion (BD 0.7 billion) with an excellent Capital Adequacy Ratio of over 16% and very strong liquidity as reported during 31st December 2013.On the 8th of September 2013, the Board of Directors of Al Salam Bank-Bahrain (ASBB) and BMI Bank announced that they had resolved to merge the two entities. Correspondingly the previous shareholders of BMI Bank approved the business combination with ASBB at the Extraordinary General Meeting (EGM) held on the 7th of November 2013 following a similar approval by the shareholders of ASBB during its EGM on the 8th of October 2013.The business combination would be carried out by way of exchanging 11 ASBB shares for each BMI Bank share wherein ASBB would acquire 58,533,357 BMI Bank shares of BD1 each and issue 643,866,927 ASBB shares of 100 fils each. As of the 30th of March 2014, both Banks updated their respective CRs to give effect to the share swap and consequently BMI Bank's new Shareholders on record is now ASBB and ASBB Business Holding.     BMI Bank operates an international branch in Qatar, owns and operates the Diners Club cards franchise in Bahrain and has a 21.33% shareholding in Gulf African Bank – Kenya.

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CCPL is a cooperative multi-business industrial group formed in 1904 in Reggio Emilia.CCPL had achivied revenues of about 1200 million euro in 2010 and had more than 2000 employees.The main areas of activity of the CCPL Group are 6: EnergyThe leading company is Energy Group Spa Energy Group Spa sells and distributes refined oil products such as diesel, gasoline, lpg etc through its own gas stations (approx 130 milion liters/year) and directly to customers and retailers (400.000 tons/year). Energy Group currently operates in northern Italy (Emilia Romagna, Piemonte, Lombardia).Fresh Food PackagingThe leading company is CoopBox SpaCoopBox produces and sells fresh food containers across Europe.Building materialsIt is the area that deals with the supply of inert materials and insulators.The parent company is CCPL Inerti SpaFacility ManagementIt is the area that deals with management of heating, electrical, water and gas distribution systems.The leading companies are Gesta Spa, Arcoservizi Spa, Correggio Condotte Spa.Business servicesIn this area there are several companies operating in different sectors: Information Technology: Athenia-Net SrlWorkforce Solutions (Staffing And Recruiting): Obiettivo Lavoro SpaProperty and Project FinancingResta Spa manages the real estate assets of the Group (remains).PFM - Project Financing Management invests in development projects in the fields of renewable energy and clean energy

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