Navadhan is a confluence of ‘Nava' (new) and ‘dhan' (wealth). We aim for ‘new-wealth creation' for under-banked households by improving access to finance so that they can leverage their income generating opportunities. We intend to serve the missing middle between micro-finance and traditional SME lenders in India. Our innovative stage wise delivery of multiple credit products is aimed at meeting varied credit needs based on their cashflows - linked to seasonality and peculiarities of micro-markets.