Beem is a profitable AI First Fintech Platform that accurately risk ranks over 100M who form the bottom 80% of the US working population, without using FICO. Beem uses this to facilitate payments, distribution of goods and services, at risk-adjusted prices and at relevant inflection points in their personal financial journey while continuing to capture more of the $10 trillion in annual spending power they have.The Beem App that runs on the platform is available on iOS and Android App Stores. With the Beem App you can get :💰 Interest-Free Instant Cash💸 Free Money Transfers📝 Free Tax Filing⚠️ Avoid Fees With AI