For over 33 years, AmeriFactors has been funding businesses nationwide through accounts receivable financing, also known as factoring. AmeriFactors offers consistent cash flow, excellent service, and dependable management of accounts receivable. AmeriFactors Financial Group, LLC® is a wholly owned subsidiary of Gulf Coast Bank & Trust Company®, providing the security and strength of a bank.In as little as 24 hours, AmeriFactors advances up to 98% of your business-to-business accounts receivable with fees starting as low as 2% per invoice. Funding is based on your accounts receivable, not your credit. AmeriFactors provides non-recourse funding; we take the risk of non-payment by your customers for financial reasons. The process is simple, and most applicants are approved!