DirectAxis is a proudly South African business that has been in operation for 25 years. Initially a direct-to-consumer insurance brokerage, DirectAxis moved into personal lending shortly after opening its doors. DirectAxis offers a range of products from personal lending to life and short term insurance and more recently access to financial health through its Pulse platform. DirectAxis is the largest and most successful direct marketer in the financial services sector, not only in South Africa but on the continent. We promote responsible borrowing and lending and are compliant with the National Credit Act. We continue to develop the digitisation of the business to deliver a positive and meaningful experience to our customers across all touchpoints. We sponsor initiatives that we believe enrich the greater community. As a proud sponsor of Cape Town City FC, we are excited about the opportunity to invest further in the country's youth, keeping them healthy and helping them to achieve their dreams. Cape Town City FC's remarkable DreamClub 100 programme is the most comprehensive community development initiative in local football, providing professional training for coaches and players at 100 amateur clubs. Driven by a common purpose, to give everyone we touch the power to build a better life, DirectAxis, as part of the FirstRand Group, is perfectly positioned to continue its journey as one of the most successful businesses in the country. DirectAxis is a business unit of FirstRand Bank Limited, an Authorised Financial Services and Registered Credit Provider (NCRP20).